Posts

REFINANCING - COVERING YOUR ASS..ETS

After suffering through some harsh financial times in recent years, when we hear phrases such as cash flow boosting, restructuring and refinancing one of two feelings may occur to us. We either are stricken with more fear than that which occurs…

DEPOSIT RATES: HOW LOW CAN THEY GO?

In recent months, it has been reported that Irish retail rates have slumped whilst the ECB has kept its refinancing rate at 0.05% since 2014. It has been suggested that the stasis of interest rates may not prevent deposit rates from continuing…

MORTGAGE WOES KEEP BUYERS ON THEIR TOES.

Mortgage rules have been a point of contention in Ireland for some time now and whether house prices fall or rise, it has become increasingly difficult for those hoping to gain footing on the first step of the housing ladder. Last year,…

SBCI LOANS

Strategic Banking Corporation of Ireland In March of this year, a new low-cost loan fund was announced by the SBCI. This new fund could see SMEs and the farming sector have greater ease of access to much-needed funds through some of the country’s…

ULSTER BANK LOAN REFINANCING

The final loan sale for the parent of Ulster Bank RBS (Royal Bank of Scotland) is due to be completed in September 2015. The final sale of the ‘Project Aran’ non-performing loan portfolio to Cerberus in December 2014 saw the disposal of…

NEW MORTGAGE RULES

The Central Bank’s much debated and often bemoaned stricter mortgage rules were finally officially announced last month and officially put into place only last week.   Under these new tighter guidelines first time buyers appear…